The findings: WalletHub’s Emergency Savings Survey underscores US consumers’ lack of financial plans—and reliance on others to bail them out.

The details: The majority of US consumers (51%) say their income prevents them from setting aside money for emergencies, while 44% cite inflation, and 34% their debt.

• Almost 20% of US consumers couldn’t come up with $1,000 to save a loved one’s life within 24 hours.