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March 6, 2026

Across Generations and Incomes, Consumers Prefer Card-Linked Installments to BNPL

Across Generations and Incomes, Consumers Prefer Card-Linked Installments to BNPL

Methodology

Data is from the March 2026 PYMNTS Intelligence report titled "Speed vs. Strategy: How Consumers Choose Between BNPL and Card Installments." 2,980 US adults ages 18+ were surveyed during January 14-29, 2026. The sample was balanced to match the US adult population by age, gender, education, and income.